Nicole has been part of the life insurance advice profession since 2004, working across large corporate firms and small to medium businesses. With over a decade in a publicly listed life risk advice practice, she gained hands-on experience in corporate superannuation, group risk account management, paraplanning, claims support, life risk advice, portfolio due diligence and acquisition, risk process and framework reviews, and underwriting.

Today, as a Life Insurance Consultant, Nicole works with AFSLs and business owners—delivering staff education, managing practice life insurance portfolios, remediating client complaints, rectifying implementation errors, and supporting claims. She also partners with client-centric financial planners, accountants, and lawyers at Calibre Life, acting as a specialist life insurance adviser and enhancing their client service offering with specialized guidance.

Nicole’s expertise in negotiation and navigating complex medical and financial underwriting outcomes allows her to exhaust every possible option efficiently, helping clients secure the best possible terms for their cover. She is also focused on bringing more women into the profession and ensuring female clients and primary caregivers, regardless of gender, are equally considered in protection strategies, not just the primary income earner.

For Nicole, being an Adviser is more than a job—it’s an opportunity to contribute positively to society by ensuring businesses, families and individuals have the protection they need. It’s about ensuring that the vision and dreams someone holds for their family can still be fulfilled, even in their absence.

Nicole believes in making insurance advice accessible, practical, understandable, and genuinely valuable. Known for her professionally casual and approachable style, she creates space for all people to feel welcome—free to ask any and every question without judgement. Nicole is committed to building lasting relationships with her clients so that when life throws the unexpected, they know exactly who to turn to.